This legislative proposal seeks to amend the Federal Crop Insurance Act to address agricultural losses stemming from adverse weather conditions. It specifically directs the Federal Crop Insurance Corporation (FCIC) to conduct comprehensive research and development into a new insurance product. The FCIC is mandated to create an index-based policy that would insure various crops, including tomatoes, citrus, and blueberries, on a nationally available basis against losses caused by frost or cold weather events. This research must evaluate the effectiveness of risk management tools for low frequency and catastrophic weather events, ensuring the resulting policy provides protection for either production loss or revenue loss . Additionally, the Corporation is required to submit a report to Congress within one year, detailing the research results and any recommendations derived from the findings.