This legislation, known as the Temperature Event Mitigation Policy Act or TEMP Act , amends the Federal Crop Insurance Act to mandate the Federal Crop Insurance Corporation (FCIC) to undertake or contract for research and development. The primary goal is to create an index-based insurance policy designed to protect a wide array of crops, such as tomatoes, citrus, and blueberries, from losses specifically caused by frost or cold weather events. The developed policy is intended to be nationally available and must provide coverage for either production loss or revenue loss . The research and development process will also evaluate the effectiveness of various risk management tools, including indices, for addressing low-frequency and catastrophic weather events. Within one year of the act's enactment, the FCIC is required to submit a comprehensive report to the House and Senate Agriculture Committees, outlining the research findings and offering relevant recommendations.