This joint resolution proposes to exercise congressional disapproval under the Congressional Review Act to nullify a specific rule issued by the Bureau of Consumer Financial Protection (CFPB). The CFPB rule, published in May 2025, sought to withdraw its earlier guidance, Bulletin 2022-01. Bulletin 2022-01 addressed critical aspects of medical debt collection and consumer reporting requirements , particularly in connection with the No Surprises Act. By disapproving the CFPB's withdrawal rule, this resolution aims to prevent the removal of the original bulletin's provisions, thereby maintaining its guidance and protections regarding medical debt practices.