Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2022-01: Medical Debt Collection and Consumer Reporting Requirements in Connection with the No Surprises Act".

This joint resolution proposes to use the Congressional Review Act to nullify a recent rule from the Bureau of Consumer Financial Protection (BCFP). The BCFP's rule, published in May 2025, sought to withdraw its earlier guidance, "Bulletin 2022-01."

Bulletin 2022-01 provided specific requirements for medical debt collection and consumer reporting in the context of the No Surprises Act. By disapproving the BCFP's withdrawal rule, Congress aims to prevent the removal of this guidance. Consequently, if this resolution is enacted, the provisions of Bulletin 2022-01 concerning medical debt collection and consumer reporting would effectively remain in force.