A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports".

This joint resolution utilizes the Congressional Review Act to express disapproval of a specific rule issued by the Bureau of Consumer Financial Protection (BCFP). The BCFP rule, published in May 2025, aimed to withdraw a prior BCFP rule from July 2022. The earlier 2022 rule provided guidance on "Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports." By disapproving the BCFP's withdrawal rule, Congress intends to nullify its effect, thereby ensuring that the original 2022 rule concerning permissible purposes for consumer reports remains in force. This action prevents the BCFP from removing its established guidance on how consumer reports can be furnished, used, and obtained.