This joint resolution aims to exercise congressional disapproval, under chapter 8 of title 5, United States Code, of a specific rule issued by the Bureau of Consumer Financial Protection (CFPB). The CFPB rule in question sought to withdraw a prior regulation concerning the permissible purposes for furnishing, using, and obtaining consumer reports under the Fair Credit Reporting Act. Specifically, Congress is targeting the CFPB's decision to retract its own rule titled "Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports." If this resolution is enacted, the CFPB's withdrawal rule would be rendered without force or effect , effectively preventing the withdrawal of the original consumer reporting regulation and maintaining its provisions.