LIONs Act of 2025

This bill, known as the "Loans In Our Neighborhoods Act of 2025" or the "LIONs Act of 2025," proposes to significantly increase the maximum loan amounts available through key Small Business Administration (SBA) programs. It specifically amends the Small Business Act to raise the maximum loan amount for 7(a) loans. The current cap of $3,750,000 (or gross loan amount exceeding $5,000,000) will be doubled to $7,500,000 (or gross loan amount exceeding $10,000,000 ). Furthermore, the bill modifies the Small Business Investment Act of 1958 to increase the maximum loan amount for Development Company (504) loans. For these loans, the existing limits of $5,000,000 and $5,500,000 will both be raised to $10,000,000 , aiming to provide greater access to capital for small businesses acquiring fixed assets.