LIONs Act of 2025

This legislation seeks to amend the Small Business Act and the Small Business Investment Act of 1958 to significantly expand financial access for small businesses. Its primary objective is to increase the maximum loan amounts available under two critical Small Business Administration (SBA) programs. Specifically, the bill proposes to double the maximum loan amount for the SBA 7(a) loan program , raising it from the current $5,000,000 gross loan amount to $10,000,000 . Furthermore, it would increase the maximum loan amount for the Development Company (504) loan program , standardizing it to $10,000,000 from its previous limits of $5,000,000 or $5,500,000. These changes aim to provide small businesses with greater capital to support growth, expansion, and job creation.