Farm Credit Adjustment Act

This bill amends the Farm Credit Act of 1971 to provide the Farm Credit Administration (FCA) with increased flexibility in conducting its oversight responsibilities. It grants the FCA the option, at its sole discretion, to modify the examination schedule for institutions it identifies as low-risk within the Farm Credit System. Under this legislative change, the mandatory examination cycle for these low-risk institutions can be extended to a maximum of 24 months , a departure from the current more frequent examination requirements. This adjustment is intended to reduce the regulatory burden on stable financial entities and enable the FCA to allocate its resources more efficiently towards higher-risk institutions. The provisions of this bill are slated to become effective on October 1, 2026.