Servicemember Healthcare Freedom Act of 2025

This legislation seeks to grant federal employees who are members of the Selected Reserve or National Guard the option to choose between military and civilian healthcare plans. Currently, these servicemembers are prohibited from enrolling in TRICARE Reserve Select (TRS) if they are eligible for Federal Employee Health Benefits (FEHB). To address this, the bill amends title 10, United States Code, to remove this prohibition, allowing eligible individuals to enroll in TRS. This change will take effect on January 1, 2026 , providing greater flexibility and continuity of care. The measure aims to improve military readiness by ensuring servicemembers have access to comprehensive and affordable health insurance.