Servicemember Healthcare Freedom Act of 2025

This bill, known as the Servicemember Healthcare Freedom Act of 2025 , aims to provide greater healthcare choice for members of the Selected Reserve and National Guard who are also federal civilian employees. Currently, eligibility for Federal Employee Health Benefits (FEHB) prevents these individuals from enrolling in TRICARE Reserve Select (TRS), despite TRS being a service-related benefit. The legislation seeks to remove this restriction, allowing them to choose between their civilian and military healthcare plans. This change is intended to ensure continuity of care throughout mobilization cycles and enhance the overall readiness of the Armed Forces by offering comprehensive, low-cost health insurance options. To achieve this, the bill amends title 10, United States Code, by changing an expiration date from January 1, 2030, to January 1, 2026 , thereby implementing the choice sooner.