Financial Aid Communication and Transparency Act of 2019 or the FACT Act of 2019 This bill requires the Department of Education (ED) to publish certain requirements for financial aid offers. ED must conduct consumer testing to serve as the basis for determining such requirements for financial aid offers, and a financial aid offer must contain information such as cost of attendance and sources of available financial aid. An offer must also contain a standardized quick reference box to enable comparison of information on college costs and financial aid.