This resolution officially designates April 2026 as "Financial Literacy Month" to underscore the critical importance of personal financial education across the United States. Its primary goal is to raise public awareness regarding sound money management and the significant negative consequences that can arise from a lack of financial understanding. The resolution encourages the Federal Government, States, localities, schools, nonprofit organizations, businesses, and the American people to actively participate in observing this month through relevant programs and activities. The designation is supported by various findings, including high levels of financial stress among U.S. adults and the persistent issue of unbanked and underbanked households. It also notes the substantial increase in household debt and the particular struggles faced by individuals with disabilities in managing their finances. Empirical evidence suggests that financial education, especially in high school, leads to improved financial knowledge, better credit scores, and increased financial well-being among young adults. Quality personal financial education is deemed essential for individuals to make sound money management decisions regarding credit, debt, insurance, and future planning, thereby fostering responsible workers, investors, and citizens. Increased financial literacy empowers individuals to navigate an increasingly complex economy, leading to greater economic activity and growth. This initiative builds upon previous Congressional efforts, such as the 2003 Financial Literacy and Education Improvement Act, which established the Financial Literacy and Education Commission to coordinate federal financial literacy efforts.