A resolution designating April 2025 as "Financial Literacy Month".

This resolution formally designates April 2025 as "Financial Literacy Month" , aiming to significantly raise public awareness about the critical importance of personal financial education across the United States. It seeks to underscore the serious consequences that can arise from a lack of understanding regarding personal finances, impacting individuals and the broader economy. The designation is supported by various findings, including the prevalence of unbanked and underbanked households, the financial challenges faced by people with disabilities, and the substantial increase in household debt. Empirical evidence demonstrates that financial education in high school leads to better financial behaviors, such as higher credit scores and improved financial planning for young adults. The resolution calls upon all levels of government, educational institutions, nonprofit organizations, businesses, and the public to observe Financial Literacy Month with appropriate programs and activities, thereby empowering individuals to make sound money management decisions, fostering long-term financial inclusion, and contributing to increased economic activity and growth.