This joint resolution proposes congressional disapproval of a specific rule submitted by the Office of the Comptroller of the Currency (OCC) . The rule in question is titled "Preemption Determination: State Interest-on-Escrow Laws," which addresses the extent to which federal law may override state regulations concerning interest paid on escrow accounts. By passing this resolution, Congress would invoke its authority under chapter 8 of title 5, United States Code, to effectively nullify the OCC's determination. Should this resolution be enacted, the OCC's rule, as published in the Federal Register, would be declared to have no force or effect , thereby preventing its implementation and impact on state laws.