A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Bulletin 2022-04: Mitigating Harm From Repossession of Automobiles".

United States119th CongressSJRES-174Senate
Updated: Apr 13, 2026

Summary

This joint resolution utilizes the Congressional Review Act to express disapproval of a specific action taken by the Bureau of Consumer Financial Protection (BCFP). The BCFP had issued a rule to withdraw its "Bulletin 2022-04: Mitigating Harm From Repossession of Automobiles," which provided guidance on protecting consumers during vehicle repossessions. By disapproving this withdrawal rule, Congress aims to nullify the BCFP's action. If passed, the BCFP's withdrawal of Bulletin 2022-04 would have no force or effect , effectively ensuring that the guidance on mitigating harm from auto repossessions remains in place.

Bill texts

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Timeline

  1. Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

    Senate

  2. Introduced in Senate

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