This joint resolution proposes congressional disapproval, under the Congressional Review Act, of a specific rule submitted by the Bureau of Consumer Financial Protection (BCFP). The BCFP rule in question relates to the withdrawal of a prior guidance document. That guidance, known as "Compliance Bulletin 2016-03," was originally issued to help financial institutions detect and prevent consumer harm arising from production incentives . By passing this resolution, Congress would nullify the BCFP's withdrawal rule, effectively preventing the removal of the bulletin. The intent is to ensure that the guidance aimed at protecting consumers from potentially harmful production incentives remains in effect, thereby maintaining a focus on consumer safeguards in the financial sector.