A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-06: Unanticipated Overdraft Fee Assessment Practices".

This joint resolution proposes congressional disapproval, under the Congressional Review Act, of a rule issued by the Bureau of Consumer Financial Protection (CFPB). The CFPB's rule aimed to withdraw its previous guidance, "Consumer Financial Protection Circular 2022-06," which addressed unanticipated overdraft fee assessment practices . If enacted, this resolution would prevent the CFPB's withdrawal rule from taking effect, thereby ensuring that the original circular on overdraft fees remains active. The resolution's purpose is to maintain the CFPB's existing guidance for financial institutions regarding the assessment of unanticipated overdraft fees, preventing its rescission.