This joint resolution aims to exercise congressional disapproval under the Congressional Review Act, targeting a specific rule submitted by the Bureau of Consumer Financial Protection (BCFP). The BCFP rule in question sought to withdraw a prior regulation titled "Consumer Information Requests to Large Banks and Credit Unions." By disapproving the BCFP's withdrawal rule, this resolution, if enacted, would prevent that withdrawal from taking effect. Consequently, the original rule requiring large banks and credit unions to respond to consumer information requests would remain in force, ensuring continued consumer access to their financial data.