This joint resolution proposes to disapprove a rule issued by the Bureau of Consumer Financial Protection (BCFP) under the Congressional Review Act. The BCFP's rule intended to withdraw a prior interpretation that explicitly prohibited discrimination based on sexual orientation and gender identity under the Equal Credit Opportunity Act (Regulation B). By passing this resolution, Congress would prevent the BCFP's withdrawal from taking effect, thereby ensuring that these specific protections against discrimination in credit transactions remain enforced. The resolution aims to maintain equal credit opportunities for all individuals, regardless of their sexual orientation or gender identity, by nullifying the BCFP's attempt to remove these safeguards.