A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-04: Insufficient Data Protection or Security for Sensitive Consumer Information".

This joint resolution, introduced under the Congressional Review Act, expresses congressional disapproval of a specific rule issued by the Bureau of Consumer Financial Protection (BCFP). The BCFP rule targeted for disapproval concerns its decision to withdraw "Consumer Financial Protection Circular 2022-04." Circular 2022-04 originally provided guidance on addressing insufficient data protection or security for sensitive consumer information . The BCFP's subsequent rule sought to remove this guidance, which the resolution aims to prevent. By passing this resolution, Congress intends to nullify the BCFP's withdrawal rule, thereby preventing Circular 2022-04 from being rescinded. The ultimate effect would be to maintain the existing guidance and expectations for financial institutions regarding the security of sensitive consumer data. This action underscores a legislative effort to ensure robust consumer data protection standards remain in force.