This joint resolution aims to exercise congressional disapproval under the Congressional Review Act regarding a specific rule from the Bureau of Consumer Financial Protection (CFPB). The rule in question involves the CFPB's decision to withdraw its prior guidance , known as Bulletin 2015-07, which provided directives concerning the in-person collection of consumer debt . By passing this resolution, Congress would effectively nullify the CFPB's withdrawal rule, rendering it without force or effect. This action would prevent the CFPB from removing the original Bulletin 2015-07, thereby maintaining its guidance on debt collection practices.