This joint resolution seeks to invoke congressional disapproval, under the Congressional Review Act, to nullify a specific rule issued by the Bureau of Consumer Financial Protection (CFPB). The rule targeted for disapproval is the CFPB's decision to withdraw its earlier guidance, "Consumer Financial Protection Circular 2023-01," which addressed unlawful negative option marketing practices . By passing this resolution, Congress intends to prevent the CFPB from eliminating its existing regulatory framework concerning these marketing tactics. If enacted, the CFPB's withdrawal rule would be rendered without force or effect, thereby ensuring that the original circular aimed at protecting consumers from negative option marketing practices remains in place and enforceable.