This joint resolution proposes to disapprove a specific rule submitted by the Bureau of Consumer Financial Protection (BCFP) under the Congressional Review Act. The BCFP rule in question concerned the withdrawal of "Bulletin 2012-04: Lending discrimination," which provided guidance on preventing discriminatory lending practices. By passing this resolution, Congress aims to negate the BCFP's action of withdrawing the bulletin. If enacted, the BCFP's rule relating to the withdrawal of the lending discrimination bulletin would have no force or effect , thereby ensuring that the original guidance on preventing lending discrimination remains in place.