This joint resolution seeks to exercise congressional disapproval under Chapter 8 of Title 5, United States Code, to nullify a rule issued by the Bureau of Consumer Financial Protection (BCFP) . The BCFP's rule, published in May 2025, specifically withdrew a previous regulation concerning "Equal Credit Opportunity (Regulation B); Revocations or Unfavorable Changes to the Terms of Existing Credit Arrangements." This original regulation provided protections regarding how creditors could alter or revoke existing credit terms for consumers. By disapproving the BCFP's action to withdraw this regulation, the resolution aims to ensure that the consumer protections related to unfavorable changes in credit arrangements remain in force. If enacted, the BCFP's withdrawal rule would have no legal effect, effectively reinstating or maintaining the original safeguards for consumers.