This joint resolution, introduced under the Congressional Review Act, aims to overturn a specific rule promulgated by the Bureau of Consumer Financial Protection (BCFP) . The targeted rule, titled "Fair Credit Reporting Act; Preemption of State Laws," was published in the Federal Register on May 12, 2025. By invoking its authority under chapter 8 of title 5, United States Code, Congress seeks to prevent this BCFP rule from becoming effective. If passed by both chambers and signed into law, the resolution would declare that the BCFP's rule has no legal force or effect . This action would effectively block the BCFP's interpretation or implementation regarding the preemption of state laws under the Fair Credit Reporting Act.