This joint resolution, introduced under the Congressional Review Act, aims to nullify a specific action taken by the Bureau of Consumer Financial Protection (CFPB). The CFPB had issued a rule to withdraw its earlier regulation pertaining to "Fair Credit Reporting; Name-Only Matching Procedures." By passing this resolution, Congress would formally disapprove the CFPB's withdrawal rule, rendering it without force or effect. The legislative intent is to prevent the removal of the "Name-Only Matching Procedures" from federal regulation. Consequently, this action would ensure that the original rule governing how credit reporting agencies match consumer names remains active and enforceable.