This joint resolution seeks to exercise congressional disapproval under the Congressional Review Act regarding a specific action taken by the Bureau of Consumer Financial Protection (BCFP). Congress aims to disapprove the BCFP's rule that withdrew a prior regulation concerning the scope of the Fair Credit Reporting Act's (FCRA) limited preemption of state laws . The BCFP's original rule, issued in 2022, had clarified the extent to which federal FCRA provisions supersede state laws. In 2025, the BCFP issued a new rule to withdraw this 2022 clarification, which is the target of this resolution. If enacted, this joint resolution would nullify the BCFP's withdrawal rule, ensuring it has no legal force or effect and thereby preserving the original preemption rule.