A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Debt Collection Practices (Regulation F); Pay-to-Pay Fees".

This joint resolution proposes congressional disapproval, under the Congressional Review Act, of a specific rule submitted by the Bureau of Consumer Financial Protection (BCFP). The BCFP rule at issue involved the withdrawal of a prior regulation pertaining to "Debt Collection Practices (Regulation F); Pay-to-Pay Fees." By disapproving this withdrawal, Congress intends to prevent the BCFP from removing existing oversight or restrictions on these particular fees charged during debt collection. If this resolution is enacted, the BCFP's action to withdraw the pay-to-pay fees rule would be rendered without force or effect. Consequently, the original regulations governing "Pay-to-Pay Fees" in debt collection would effectively remain in place, impacting how debt collectors can charge for payment processing.