The "Aging with Artificial Intelligence Act of 2026" aims to address the growing impact of artificial intelligence-enabled systems on older adults. It mandates the Secretary of Health and Human Services, through the National Institute on Aging, to contract with the National Academies of Sciences, Engineering, and Medicine for a comprehensive consensus study. This study will delve into the patterns and contexts of AI use by individuals aged 65 and older, exploring applications such as communication, caregiving, companionship, and health information, alongside their associated benefits like improved cognitive engagement and support for aging in place. Crucially, the study will also analyze the significant potential risks and adverse outcomes, including scams, fraud, financial exploitation, and misleading health information , as well as the dangers of overreliance or reinforcement of harmful beliefs. It will assess the safety, accessibility, privacy practices, and fraud-prevention safeguards of these systems, emphasizing the importance of informed consent, data use practices, and human oversight. The National Academies will consult with a wide range of experts, including medical professionals, researchers, and industry representatives, to ensure a thorough analysis, with a report due to Congress within one year. Furthermore, the bill amends the Public Health Service Act to direct the National Institute on Aging to facilitate ongoing multidisciplinary research, stakeholder coordination, and the dissemination of best practices related to AI-enabled systems for older adults. This provision aims to ensure continuous efforts to understand and optimize the use of AI for this population. The ultimate goal is to improve care and health outcomes while addressing emerging challenges.