This bill aims to safeguard the integrity and confidentiality of federal financial systems by making it unlawful for certain individuals to knowingly access or exercise administrative control over public money receipt or payment systems operated by the Department of the Treasury, including those of the Bureau of the Fiscal Service. This prohibition specifically targets individuals who are not long-term federal employees or contractors, as well as federal employees holding high-level positions at or controlling "covered entities," or those with conflicts of interest or who have not signed ethics agreements. To ensure compliance, the legislation establishes a private right of action , allowing any person harmed by a violation to file a civil lawsuit in federal or state court. Successful plaintiffs can recover various forms of relief, including equitable relief, punitive damages, and attorney's fees. Importantly, the bill sets significant statutory damages, permitting a court to assess an amount equal to the greater of actual damages or $250,000 for each instance of unauthorized access . Furthermore, the bill extends its protections to sensitive tax information by amending the Internal Revenue Code. It explicitly prohibits the disclosure of tax returns or return information through these Treasury payment systems to the same categories of restricted individuals. For any knowing or negligent inspection or disclosure of tax information in violation of this new provision, the bill increases the civil damages a taxpayer can seek against the responsible individual to $250,000 .