This bill proposes to amend the Consumer Financial Protection Act of 2010 by establishing a compulsory funding floor for the Bureau of Consumer Financial Protection (CFPB). The primary goal is to ensure a stable and predictable financial foundation for the agency's critical consumer protection activities. Specifically, the legislation mandates that the amount transferred to the CFPB in each fiscal year shall be not less than 12 percent of the total operating expenses of the Federal Reserve System, as reported in its 2009 Annual Report. This amendment revises the existing funding mechanism to provide a guaranteed minimum level of financial support. By setting this funding floor, the bill aims to insulate the CFPB from potential budgetary fluctuations and allow it to effectively carry out its mission of protecting American consumers in the financial marketplace.