This bill, titled the ABLE Tomorrow Act, seeks to strengthen and expand the Achieving a Better Life Experience (ABLE) program, which allows individuals with disabilities to save money without jeopardizing their eligibility for public benefits. Its primary purposes are to encourage savings among those with fewer resources, increase the uptake and continued use of ABLE accounts, especially by Medicaid and SSI recipients, and ensure the financial stability of both account holders and the program as a whole. Key provisions include the repeal of the State's ability to recover medical assistance from an ABLE account upon the beneficiary's death, ensuring funds remain with the individual's estate. It also modifies contribution limitations by removing restrictions on rollovers from 529 college savings plans and creating an exception for certain lump sum payments, such as those from third-party trusts or life insurance proceeds, to exceed annual contribution limits. The bill introduces protections for working ABLE individuals by allowing employers to contribute to ABLE accounts on behalf of eligible employees, treating these contributions as if made by the beneficiary for certain tax purposes. It also delays the suspension of benefits for individuals who exceed resource limits, providing a two-month notice period before any suspension takes effect. A significant focus is placed on increasing awareness and education about ABLE accounts. Various federal agencies, including the Social Security Administration , Department of Veterans Affairs , and Department of Housing and Urban Development , along with state Medicaid, CHIP, and TANF agencies, will be required to inform eligible individuals about ABLE programs and resources upon enrollment in their respective services or receipt of benefits. Furthermore, the bill authorizes the Secretary of the Treasury to award ABLE Awareness Grants to states and tribal governments. These grants, with an authorized appropriation of $50,000,000 annually for fiscal years 2027 through 2031, are intended to promote the availability of ABLE programs and encourage the establishment of new accounts through various outreach activities.