The "Assisting Family Farmers through Insurance Reform Measures Act of 2026" (AFFIRM Act) seeks to reduce federal expenditures on crop insurance by enhancing transparency and imposing new subsidy restrictions. It requires annual public disclosure of individuals and entities receiving federally subsidized crop insurance, including the amount of premium subsidy and federal indemnities paid. Furthermore, the bill introduces an adjusted gross income (AGI) limitation , prohibiting premium subsidies for additional coverage for those with an average AGI exceeding $250,000, and establishes a per-person cap of $40,000 on premium subsidies for any single entity or individual per reinsurance year. Beginning in 2027, the bill eliminates premium subsidies for harvest price policies , which are based on actual market prices at harvest. To further control costs, it sets a target average rate of return for reinsured companies at 8.9 percent of retained premiums. Additionally, the legislation imposes a new cap of $900 million on reimbursements for administrative and operating expenses for crop insurance providers, with adjustments for inflation in subsequent years. These measures collectively aim to reform the federal crop insurance program by reducing government outlays and increasing accountability.