This legislation aims to prevent certain entities from exploiting disaster-stricken communities by prohibiting them from soliciting property purchases after a major disaster. It specifically targets institutional investors , defined as any individual or entity that owns, directly or indirectly, not less than 75 single-family homes. For a six-month period following the declaration of a major disaster, these investors are forbidden from making offers to purchase any property, including lots, parcels, or homes, located within the affected area. This prohibition covers solicitations made through mail, interstate wire, or any other method of contact, seeking to protect vulnerable homeowners from predatory practices during recovery.