This legislation proposes amendments to the Electronic Fund Transfer Act , specifically targeting the adjustment of certain financial thresholds to account for inflation. Its primary goal is to ensure that these amounts, which relate to payment card transactions, maintain their real value over time. The bill establishes a two-part mechanism for these adjustments. An initial adjustment is mandated before July 1, 2026, calculated by comparing the Consumer Price Index (CPI) from October 2009 to October 2025. Following this, annual adjustments will be made by January 15 each year, beginning in 2027, based on the annual percentage increase in the CPI for the preceding October.