This bill seeks to prevent the General Services Administration (GSA) from awarding contracts to certain financial institutions. It specifically prohibits the GSA from contracting with an insured depository institution or its affiliates if they avoid doing business with companies engaged in lawful commerce. The crucial condition for this prohibition is that the institution's decision to avoid business must be based solely on social policy considerations . This aims to ensure that federal contracts are not granted to banks that discriminate against businesses based on non-financial social or political stances. The provisions of this Act will not apply to any contracts awarded prior to its enactment.