This bill, known as the NFIP Extension Act , aims to reauthorize the National Flood Insurance Program (NFIP) for an additional three years. It specifically amends the National Flood Insurance Act of 1968 to extend both the program's financing authority and its overall expiration date. Under this legislation, the current expiration date of September 30, 2023, for both financing and program operations, would be changed to September 30, 2026 . Furthermore, the bill includes a provision ensuring that if it is enacted after September 30, 2025, its amendments will take effect retroactively to that date, preventing any lapse in the program's authorization.