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Retirement Freedom Act

USA119th CongressS-2810| Senate 
| Updated: 9/16/2025
Ted Cruz

Ted Cruz

Republican Senator

Texas

Cosponsors (1)
Mike Lee (Republican)

Finance Committee

  • Introduced
  • In Committee
  • On Floor
  • Passed Chamber
  • Enacted
This legislation grants individuals the option to opt out of Medicare Part A benefits, with the Secretary of Health and Human Services specifying the election process. This provides beneficiaries with greater flexibility in their healthcare choices. Individuals who choose to opt out can later opt back into the entitlement without incurring any penalties. Importantly, this election does not require them to opt out of Social Security (Title II) benefits, nor are they required to repay any amounts received under Part A prior to their decision to opt out.
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Timeline

Bill from Previous Congress

S 116-1030
Retirement Freedom Act

Bill from Previous Congress

S 117-275
Retirement Freedom Act
Apr 9, 2025

Latest Companion Bill Action

HR 119-2793
Introduced in House
Sep 16, 2025
Introduced in Senate
Sep 16, 2025
Read twice and referred to the Committee on Finance.
  • Bill from Previous Congress

    S 116-1030
    Retirement Freedom Act


  • Bill from Previous Congress

    S 117-275
    Retirement Freedom Act


  • April 9, 2025

    Latest Companion Bill Action

    HR 119-2793
    Introduced in House


  • September 16, 2025
    Introduced in Senate


  • September 16, 2025
    Read twice and referred to the Committee on Finance.

Health

Related Bills

  • HR 119-2793: Retirement Freedom Act

Retirement Freedom Act

USA119th CongressS-2810| Senate 
| Updated: 9/16/2025
This legislation grants individuals the option to opt out of Medicare Part A benefits, with the Secretary of Health and Human Services specifying the election process. This provides beneficiaries with greater flexibility in their healthcare choices. Individuals who choose to opt out can later opt back into the entitlement without incurring any penalties. Importantly, this election does not require them to opt out of Social Security (Title II) benefits, nor are they required to repay any amounts received under Part A prior to their decision to opt out.
View Full Text

Suggested Questions

Get AI-generated questions to help you understand this bill better

Timeline

Bill from Previous Congress

S 116-1030
Retirement Freedom Act

Bill from Previous Congress

S 117-275
Retirement Freedom Act
Apr 9, 2025

Latest Companion Bill Action

HR 119-2793
Introduced in House
Sep 16, 2025
Introduced in Senate
Sep 16, 2025
Read twice and referred to the Committee on Finance.
  • Bill from Previous Congress

    S 116-1030
    Retirement Freedom Act


  • Bill from Previous Congress

    S 117-275
    Retirement Freedom Act


  • April 9, 2025

    Latest Companion Bill Action

    HR 119-2793
    Introduced in House


  • September 16, 2025
    Introduced in Senate


  • September 16, 2025
    Read twice and referred to the Committee on Finance.
Ted Cruz

Ted Cruz

Republican Senator

Texas

Cosponsors (1)
Mike Lee (Republican)

Finance Committee

Health

Related Bills

  • HR 119-2793: Retirement Freedom Act
  • Introduced
  • In Committee
  • On Floor
  • Passed Chamber
  • Enacted