This bill significantly amends the Community Development Banking and Financial Institutions Act of 1994 to bolster the liquidity of Community Development Financial Institutions (CDFIs) . It expands the types of assistance the Community Development Financial Institutions Fund (the Fund) can offer, allowing it to purchase loans, loan participations, or interests from CDFIs, and to provide guarantees, loan loss reserves, or other credit enhancements. The legislation also increases the maximum award an organization can receive from $5 million to $20 million, removing the previous three-year period limitation. Furthermore, the bill re-purposes funds repaid from the Emergency Capital Investment Program (ECIP) , directing them into the Fund to support these new liquidity-enhancing activities and other financial and technical assistance for CDFIs. It establishes new criteria for selecting organizations to receive assistance, prioritizing those with relevant experience in loan purchasing, capacity to increase loan originations, and those supporting CDFIs serving broad geographic areas or unmet capital needs. Finally, the legislation mandates annual reports to Congress through 2028, detailing the use of funds, the impact on CDFI competitiveness, and their overall liquidity.