This bill, titled the Independent BROKERS TIME Act of 2025, directs the Secretary of Health and Human Services to undertake several rulemaking proceedings concerning Medicare Parts C and D. One key proceeding will update the definition of a Third-Party Marketing Organization (TPMO) to clearly distinguish it from an independent agent or broker, ensuring that TPMO lead generation activities meet licensed insurance agent compliance standards. Another rulemaking will establish a monetary reward for individuals who report predatory call centers engaged in Medicare marketing scams. Furthermore, the Secretary must create a standardized registration process for independent agents and brokers , ensuring transparency in differentiating them from TPMOs and reducing regulatory burdens for existing customer relationships. The bill also explicitly nullifies the 48-hour waiting period requirement between a Scope of Appointment agreement and a meeting between an independent agent/broker and a Medicare beneficiary. Finally, it mandates the Inspector General of HHS to conduct a review and submit a report to Congress on potentially fraudulent or misleading marketing practices by predatory call centers related to the Medicare program, including recommendations for action.