This bill, titled the "Ending Lending to China Act of 2025," establishes a clear U.S. policy to oppose any further financial assistance from multilateral development banks (MDBs) to the People's Republic of China (PRC). It specifically directs the Secretary of the Treasury to instruct U.S. Executive Directors at these institutions, including the World Bank and Asian Development Bank, to use their voice, vote, and influence to block all new loans or technical assistance to the PRC. The legislation asserts that China has long since graduated from the eligibility requirements for such aid due to its significant economic development. The bill's findings emphasize that the PRC is the world's second-largest economy, a major global lender, and has maintained a gross national income per capita well above the graduation discussion income threshold since 2016. Despite this economic strength, the PRC has continued to receive substantial loans from MDBs. To ensure transparency and accountability, the legislation mandates the Secretary of the Treasury to submit annual reports to Congress. These reports must detail the status of PRC borrowing, its representation at MDBs, and U.S. efforts to end lending to countries that have exceeded the established income thresholds for assistance.