A bill to ensure that Write Your Own companies can sell private flood insurance products that compete with National Flood Insurance Program products.

This bill amends the National Flood Insurance Act of 1968 to prohibit the Administrator from imposing non-compete clauses on "Write Your Own" (WYO) companies. These companies participate in the National Flood Insurance Program (NFIP) by selling and adjusting flood insurance policies. The legislation ensures that WYO companies and other insurance entities can offer and sell private flood insurance products without restriction from the Administrator. This aims to foster a more competitive flood insurance market, allowing private options to exist alongside NFIP policies and providing consumers with greater choice.