The Timely and Accurate Benefits Act requires states to implement an Enhanced Income Identification and Verification Platform within one year to remain eligible for federal funding for certain benefit programs. This mandate applies to any program, whether federal, state, or local, that uses federal funds and determines eligibility or benefit amounts based on an individual's or household's income. The primary goal is to enhance the accuracy of income verification and reduce improper payments across these critical assistance programs. The required platform must incorporate automated, real-time data matching and analytics to proactively identify potential instances of unreported or underreported income, inconsistent reporting, or other indicators of ineligibility. A key feature is its ability to receive and analyze applicant-permissioned deposit account transactional data , which helps identify income sources not typically captured by existing payroll or tax data. The bill defines "enhanced gross income" broadly, encompassing wages, unemployment, Social Security benefits, interest, rental income, child support, gifts, and any other income source available to an individual or household, including those identified through direct access to bank data. Claimants will have the option to review and attest to the accuracy of the data collected.