The Federal Agriculture Risk Management Enhancement and Resilience Act of 2025, or FARMER Act of 2025, aims to strengthen federal crop insurance programs by providing increased premium support for specific insurance plans. It amends the Federal Crop Insurance Act to boost the government's contribution to premiums for individual farm-based revenue protection or yield protection plans when producers choose enterprise or whole farm units, raising the applicable premium payment factor to 77 percent and 68 percent for certain coverage levels. The bill also significantly enhances the Supplemental Coverage Option (SCO) by expanding its maximum coverage level from 86 percent to 90 percent of expected county yield or revenue. Concurrently, the federal premium subsidy for SCO is substantially increased from 65 percent to 80 percent , making this area-based coverage more affordable and robust for producers. Finally, the legislation mandates that the Federal Crop Insurance Corporation conduct a study on the feasibility of modifying the Supplemental Coverage Option. This study will explore providing coverage for counties larger than 1,400 square miles at levels smaller than county-wide but greater than individual coverage, with a report due to Congress within one year.