This legislation mandates that the Social Security Administration (SSA) revise its official terminology to provide clearer guidance regarding benefit claiming ages. The aim is to replace potentially confusing terms with more intuitive language across all SSA materials, including online resources and printed documents. This change seeks to enhance public understanding for individuals navigating their Social Security benefits. By January 1, 2027, the SSA must specifically replace 'early eligibility age' with 'minimum monthly benefit age' . The terms 'full retirement age' and 'normal retirement age' will be updated to 'standard monthly benefit age' . Additionally, the phrase 'delayed retirement credit' and any reference to age 70 as the maximum age for such credits will be replaced with 'maximum monthly benefit age' , simplifying how claiming ages are communicated.