The "Surviving Widow(er) Income Fair Treatment Act of 2026," or SWIFT Act of 2026 , aims to significantly enhance Social Security survivors benefits for disabled individuals. It removes the current age 50-60 requirement for disabled widows, widowers, and surviving divorced spouses to receive benefits, allowing them to qualify at any age . Furthermore, the bill eliminates the requirement that a disability must have begun within a specific period and ensures that remarriage after initial eligibility does not terminate these crucial benefits. These changes are designed to provide unreduced benefits to disabled survivors regardless of their age or the timing of their disability onset. The legislation also addresses benefit reductions for those claiming early. It eliminates the reduction of benefit amounts for disabled widows, widowers, and surviving divorced spouses who claim benefits before their full retirement age. Additionally, the bill introduces provisions to allow for increased benefit amounts for delayed claiming of widow's or widower's insurance benefits, even if the deceased spouse had claimed early. These delayed claiming credits can increase benefits up to certain maximums, encouraging later claiming for potentially higher payouts. Beyond these changes, the Act raises the age limit for child-in-care benefits from 16 to 18, or 19 if the child is a full-time elementary or secondary student. To protect beneficiaries, any increased income or new eligibility resulting from this Act will be disregarded when determining continued eligibility for other federal, state, or local programs. Finally, the Social Security Administration is mandated to publish and distribute a comprehensive booklet by January 1, 2027, providing detailed information on survivor benefits, claiming strategies, and contact information to all newly eligible survivors.