The "Protecting Social Security Act" aims to safeguard Social Security benefits and access for Americans. It mandates that the Commissioner of Social Security ensure a field office operates in every county with a population exceeding 150,000 people, enhancing local access for beneficiaries. The bill establishes a direct funding mechanism for the Federal Old-Age and Survivors Insurance Trust Fund or the Federal Disability Insurance Trust Fund. If either fund becomes insufficient to pay benefits, the legislation requires monthly appropriations from the Treasury to cover the necessary benefit payments, ensuring continuous benefit disbursement. Additionally, the bill creates an expedited legislative process for Congress to consider "Social Security solvency bills" if a trust fund faces insolvency. For a bill to qualify for this expedited consideration, it must ensure individuals continue to receive full benefits without raising taxes on most individuals or decreasing benefits. Crucially, any additional funds required must be borne by the ultra-wealthy and corporations . Under this expedited procedure, qualifying bills are jointly introduced by majority and minority leaders in both chambers. Committees are given a strict five-day deadline to report the bill or face automatic discharge, and debate is significantly limited with amendments prohibited and most procedural points of order waived to ensure swift passage.