This bill amends chapter 131 of title 5 to establish comprehensive restrictions on the financial investments of a wide range of federal officials. It prohibits covered individuals , including Members of Congress, their spouses and dependent children, the President, Vice President, judicial officers, and various senior executive and confidential government employees, from directly or indirectly owning or trading covered investments . Covered investments encompass securities, commodities, futures, and comparable economic interests acquired through synthetic means like derivatives. However, the bill explicitly excludes certain assets from these restrictions, such as widely held diversified investment funds, U.S. Treasury bills, State or municipal bonds, compensation from a spouse's or dependent child's employer, interests in small businesses, and limited liability companies for personal residences. Upon the bill's enactment, current covered individuals must divest existing covered investments within 180 days, while those becoming covered individuals later have 90 days. Assets acquired through special circumstances, such as inheritance, also require divestment within 90 days. Notably, investments held in qualified blind trusts are not exempt and must also be divested. To facilitate compliance, the bill provides for certificates of divestiture , which can offer tax deferral benefits on capital gains from required sales. The supervising ethics office is responsible for issuing these certificates and providing interpretive guidance on the new subchapter's terms. Non-compliance with these restrictions carries significant penalties. Violators will face a fine equal to 10 percent of the value of the covered investment and must disgorge any profits from the prohibited transaction, with these funds payable to the U.S. Treasury. Importantly, Members of Congress are explicitly prohibited from using official allowances or campaign contributions to pay these penalties, and all assessed fines and their reasons will be publicly published.