The Health Coverage Choice Act proposes to amend Title XXVII of the Public Health Service Act to establish a clear definition for short-term limited duration insurance . This legislative action aims to provide a standardized understanding of these health coverage options within the broader health insurance landscape. Specifically, the bill defines short-term limited duration insurance as health insurance coverage provided under a contract with an issuer that has an expiration date less than 12 months after its original effective date. Crucially, the total duration of this coverage, encompassing all renewals or extensions, is limited to not more than three years from the original effective date of the contract.